P5 Senior Lead - Revenue Management & Financial Planning

About the Team

PayU Finance is the credit and lending arm of the PayU brand (a wholly-owned subsidiary of the Prosus group. Previously Naspers group) headquartered in Amsterdam, Netherlands. PayU Finance India has disbursed about 20 billion loans to date by volume and has disbursed more than $280 million in consumer credit. PayU Finance provides consumers with easy access to affordable short-term loans up to INR 5 lacs that can be availed in the form of personal loans, point of sale EMI, and express loans.
PayU Finance operates under two brands - LazyPay and PaySense with a focus on Buy now Pay later and personal loan products.
About the Role:
As a Senior Lead, you will be responsible for Yearly revenue planning, growth strategy, providing analytics on performance, driving business performance.
Responsibilities: The FP&A Manager performs a wide range of duties that may include, but are not limited to:
• Support decision making by providing stakeholders with timely, detailed and meaningful insights and visibility on business performance
• Managing overall stakeholder reporting for actual business performance for all key metrics, P&L with high level of accuracy.
• Own Group-level financial reporting on monthly basis and solving queries.
• Understand the global reporting tool (Cognos), fetch reports/packs from the tool and reconciliation of the reporting numbers with the Cognos.
• Analysing actuals against budget/ forecast and prior year
• Provide detailed analysis and commentary on product wise results
• Assisting in managing and monitoring product wise business performance and plans – Portfolio mix, volumes, Revenue, Fees, Cost of funds other related metrics & Key Performance Indicators (KPIs) for different businesses
• Assisting in preparing business simulation models & forecasting based on changed business environment/dynamics and translating the impact thereof on business profitability
• Supporting businesses with next month financial forecasts and other MIS for presentation
• Assisting in Variance Analysis & Trend Analysis on monthly basis to help business track their financial performance
• Assisting in various reporting to management of the Company and group companies for strategic decision makings
• Improve performance by evaluating processes to drive efficiencies and understand ROI in several strategic initiatives.
• Understanding where to find pockets of operational value
• Work with business teams to understand drivers of performance
• Comprehend and explain differences in drivers of performance between business units.
• Prepare performance reporting materials for Board and other external stakeholders including P&L, Balance Sheet and Cashflow.
• Assisting in preparation of financial management Decks to be presented to top management
• Lead initiatives related to Monthly & Quarterly Business revies and Annual Business Planning.
• Understand detailed data and create a cohesive story based on key performance drivers to communicate to senior management and cross-functional stakeholders.
• Utilising BI tools to delivery meaningful insights into business performance, working with analytical team for creation of new dashboard for reporting, owning the logic of report generation.
• Reviewing existing processes and procedures to develop recommendations for improvement efforts
• Evaluating previous budgets, expenditures to develop and implement future budgets
• Working closely with the business team to formulate the business's medium to long term financial and strategic plan
• Work with Business Unit heads to build their annual budgets and forecasts
• Delivery of competitor analysis, market trends and associated commentary to the Leadership team
Requirements:
The more common skills and attributes that are needed for this role may include:
• Minimum of 9/10 years of relevant financial analytical experience
• Significant analytical skillset, including the utilisation of BI and reporting tools
• Strong quantitative abilities
• Strong knowledge of power point, excel, thinkcell
• Able to solve complex problems
• Excellent communication skills with ability to build relationships
• Strong influencing and interpersonal skills
• High level of commercial acumen
• Advanced computer software skills, including writing macros in Excel and other accounting packages
• High impact Individual Contributor & a great team player as well, making your successes a team success
What we offer?
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A positive, get-things-done workplace
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A dynamic, constantly evolving space (change is par for the course – important you are comfortable with this).
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An inclusive environment that ensures we listen to a diverse range of voices when making decisions.
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Ability to learn cutting edge concepts and innovation in an agile start-up environment with a global scale.
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Access to 5000+ training courses accessible anytime/anywhere to support your growth and development (Corporate with top learning partners like Harvard, Coursera, Udacity).
About us:
PayU specializes in credit products and services for emerging markets across the globe. Headquartered in Mumbai, PayU Credit India has disbursed about 20 billion loans to date by volume and has disbursed more than $280 million in consumer credit. PayU Credit provides consumers with easy access to affordable short-term loans up to INR 5 lacs that can be availed in the form of personal loans, point of sale EMI and express loans. Lead by Prashanth Ranganathan, the company has been focusing on providing innovative solutions that make access to credit convenient as well as quick. PayU India entered the alternate lending business in 2017 with LazyPay, its buy-now-pay-later offering to provide consumers with convenient checkout options. It emerged as one of the most popular payment methods across 300+ renowned merchants in its network
like Swiggy, Zomato, Samsung, Dunzo, GoAir, amongst others. Recently the company launched ‘LazyPay Credit Shield’ an end to end digital lending features that help its users to be mindful of their financial health and credit score and automates the entire process of disbursal. Riding on the success of the offering in 2018, PayU received RBI’s approval to operate as an NBFC in 2018. PayU acquired a stake in PaySense in January 2020 to accelerate its vision for credit in India and leverage AI & ML to build a full-stack digital lending platform in India. PayU in its next phase of growth is developing a full regional fintech ecosystem providing multiple digital financial services in one integrated experience
Our Commitment to Building A Diverse and Inclusive Workforce
As a global and multi-cultural organization with varied ethnicities thriving across locations, we realize that our responsibility towards fulfilling the D&I commitment is huge. Therefore, we continuously strive to create a diverse, inclusive, and safe environment, for all our people, communities, and customers. Our leaders are committed to create an inclusive work culture which enables transparency, flexibility, and unbiased attention to every PayUneer so they can succeed, irrespective of gender, color, or personal faith. An environment where every person feels they belong, that they are listened to, and where they are empowered to speak up. At PayU we have zero tolerance towards any form of prejudice whether a specific race, ethnicity, or of persons with disabilities, or the LGBTQ communities.