Associate Product Manager - SMB Lending

Job Title: Associate  Product Manager  – Lending Platform

Location:  Mumbai / Bangalore                              

Department: Product

Job Overview: 

What you will Do

• Lead end-to-end product lifecycle from conception to launch and optimization
• Collaborate with design teams to create intuitive, user-centric UI/UX and seamless onboarding experiences
• Define detailed product requirements, user stories, wireframes, and acceptance criteria
• Monitor and optimize user acquisition, activation, and conversion funnels using analytics tools (Tableau, Redash, Clarity)
• Analyze funnel metrics, identify drop-off points, and track KPIs to improve user journey and conversion rates
• Design and execute experiments (A/B tests, user research, usability testing) to improve funnel performance
• Work closely with engineering, design, and data science teams to deliver high-quality products
• Manage product backlogs and prioritize features based on business impact and user needs
• Collaborate with marketing and sales teams to optimize acquisition and onboarding flows

Supply Chain Finance Expertise (Mandatory)

• Design and enhance products for invoice financing, reverse factoring, and dynamic discounting
• Develop solutions for supplier financing, trade finance, and working capital optimization
• Create risk assessment frameworks and credit scoring models for supply chain participants
• Optimize cash flow solutions for buyers and suppliers across the supply chain

Education & Experience

• Bachelor's degree in STEM related fields.
• 1+ year of product management experience, preferably in financial services, fintech, or growth-focused products
• Proven track record of improving conversion funnels and driving user growth
• Background in growth hacking, performance marketing, or conversion optimization
• Knowledge of behavioural psychology and persuasive design principles

Skills & Competencies

• Strong understanding of UI/UX design principles and user-centered design methodologies
• Experience with funnel analytics and optimization tools (Clevertap, )
• Proficiency in product management tools (Jira, Confluence, Gen AI tools)
• Data analysis skills with SQL, Excel, and business intelligence tools; ability to create dashboards and derive actionable insights
• User empathy and ability to translate user needs into exceptional experiences
• Strong analytical, problem-solving, communication, and presentation skills

Must Haves

• Ownership
• Go-getter
• Handle multiple key projects independently in a fast-paced environment