P3 Associate Product Manager
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Role Title: P3 Associate Product Manager
Location: Mumbai/Bangalore
About the Team
PayU Finance is the credit and lending arm of the PayU brand (a wholly owned subsidiary of the Prosus group. Previously Naspers group) headquartered in Amsterdam, Netherlands. PayU Finance India has disbursed about 20 billion loans to date by volume and has disbursed more than $280 million in consumer credit. PayU Finance provides consumers with easy access to affordable short-term loans up to INR 5 lacs that can be availed in the form of personal loans, point of sale EMI, and express loans.
PayU Finance operates under two brands - LazyPay and PaySense with a focus on Buy now Pay later and personal loan products.
About the Role:
We are seeking a passionate Associate Product Manager to drive product development for our consumer-facing fintech platform. This role focuses on enhancing user experience across mobile and web applications, streamlining KYC processes, and building scalable platform solutions that serve millions of users in the financial technology space.
Responsibilities:
Consumer Experience & Product Development
• Design and optimize end-to-end consumer journeys across our fintech platform
• Collaborate with UX/UI teams to create intuitive, user-friendly financial products
• Conduct user research and analyze customer feedback to identify pain points and opportunities
• Define product requirements that enhance customer acquisition, engagement, and retention
• Champion customer-centric thinking across all product decisions
Mobile & Web Application Management
• Drive product strategy for both iOS, Android, and web-based financial applications
• Work closely with engineering teams to prioritize feature development and bug fixes
• Ensure consistent user experience across all digital touchpoints
• Monitor app performance metrics, user engagement, and conversion rates
• Coordinate app store optimization and release management processes
KYC & Compliance Product Features
• Lead product initiatives for Know Your Customer (KYC) and identity verification processes
• Collaborate with compliance and legal teams to ensure regulatory adherence
• Design seamless onboarding experiences that balance security with user convenience
• Implement and optimize identity verification workflows and document collection processes
• Stay updated on evolving regulatory requirements and translate them into product features
Platform Development & Integration
• Support the development of scalable platform infrastructure for financial services
• Work with technical teams on API design and third-party integrations
• Contribute to platform roadmap planning and architectural decisions
• Ensure platform reliability, security, and performance standards
• Facilitate integration with banking partners, payment processors, and other fintech vendors
• Develop deep understanding of financial services, payments, and regulatory landscape
• Analyze fintech market trends and competitive landscape
• Collaborate with product marketing on go-to-market strategies
• Support business development initiatives and partnership opportunities
• Contribute to product positioning and pricing strategies
Requirements:
The more common skills and attributes that are needed for this role may include:
- Bachelor’s degree in computer science, Engineering, or related field; MBA or other advanced degree preferred
- 0.6-2 years of product management experience, preferably in fintech, banking, or consumer technology Strong leadership and communication skills, with the ability to collaborate effectively with cross-functional teams
- Experience with Agile development methodologies and product development lifecycle management
- Strong analytical and problem-solving skills, with a data-driven approach to decision making
- Experience with data analytics and visualization tools
- Ability to manage multiple projects simultaneously and prioritize effectively
- Strong understanding of mobile app development (iOS/Android) and web technologies
What we offer?
- A positive, get-things-done workplace
- A dynamic, constantly evolving space (change is par for the course – important you are comfortable with this).
- An inclusive environment that ensures we listen to a diverse range of voices when making decisions.
- Ability to learn cutting edge concepts and innovation in an agile start-up environment with a global scale.
- Access to 5000+ training courses accessible anytime/anywhere to support your growth and development (Corporate with top learning partners like Harvard, Coursera, Udacity).
About us:
PayU specializes in credit products and services for emerging markets across the globe. Headquartered in Mumbai, PayU Credit India has disbursed about 20 billion loans to date by volume and has disbursed more than $280 million in consumer credit. PayU Credit provides consumers with easy access to affordable short-term loans up to INR 5 lacs that can be availed in the form of personal loans, point of sale EMI and express loans. Lead by Prashanth Ranganathan, the company has been focusing on providing innovative solutions that make access to credit convenient as well as quick. PayU India entered the alternate lending business in 2017 with LazyPay, its buy-now-pay-later offering to provide consumers with convenient checkout options. It emerged as one of the most popular payment methods across 300+ renowned merchants in its network like Swiggy, Zomato, Samsung, Dunzo, GoAir, amongst others. Recently the company launched ‘LazyPay Credit Shield’ an end to end digital lending features that help its users to be mindful of their financial health and credit score and automates the entire process of disbursal. Riding on the success of the offering in 2018, PayU received RBI’s approval to operate as an NBFC in 2018. PayU acquired a stake in PaySense in January 2020 to accelerate its vision for credit in India and leverage AI & ML to build a full-stack digital lending platform in India. PayU in its next phase of growth is developing a full regional fintech ecosystem providing multiple digital financial services in one integrated experience
Our Commitment to Building A Diverse and Inclusive Workforce
As a global and multi-cultural organization with varied ethnicities thriving across locations, we realize that our responsibility towards fulfilling the D&I commitment is huge. Therefore, we continuously strive to create a diverse, inclusive, and safe environment, for all our people, communities, and customers. Our leaders are committed to create an inclusive work culture which enables transparency, flexibility, and unbiased attention to every PayUneer so they can succeed, irrespective of gender, color, or personal faith. An environment where every person feels they belong, that they are listened to, and where they are empowered to speak up. At PayU we have zero tolerance towards any form of prejudice whether a specific race, ethnicity, or of persons with disabilities, or the LGBTQ communities.